EVERYTHING RETIREMENT®
We’re Living It — With Purpose, Confidence, and Joy.
Retirement today is about more than finances.
It’s about how you live, stay engaged, protect your health, nurture relationships, and create meaning in the years ahead.
Everything Retirement® was created to help you design a next chapter that is holistic, intentional, and fulfilling — because retirement isn’t an ending. It’s a beginning.
"Our Story Is Probably Not So Different From Yours"
We Didn’t Just Study Retirement.
We’re Living It — With Intention, Confidence, and Joy.
Everything Retirement® was born from our families, our careers, and our own transition into retirement — not from theory alone, but from lived experience.
Why We Created Everything Retirement®
Retirement didn’t begin for us with a sales pitch or a spreadsheet.
It began with our parents… and a question.
Cheryl’s reflection:
Cheryl watched her mother retire with optimism — financially prepared, socially connected, and open to possibility. Decades later, three months into her own retirement, Cheryl found herself in a pottery class surrounded by other women who were thriving. The question she asked them changed everything:
“What actually makes retirement successful?”
The answer wasn’t surprising — but it was powerful:
Preparation. Mindset. Health. Purpose. Staying engaged.
Cheryl Spellman, Co-owner of Everything Retirement®
Lester’s reflection:
Lester learned the importance of planning early. After losing his father at 52, he witnessed how years of careful preparation protected his family and gave his mother financial security well into her 90s. When Lester retired after COVID, the numbers worked — but more importantly, the life did too.
“I wasn’t retiring from something. I was stepping into something deeper:”
That’s when we realized:
Most people are told how to save for retirement — but very few are taught how to live well once they arrive.
That realization changed everything.
Everything Retirement® was created to close that gap.
Lester Spellman, Co-owner of Everything Retirement®
Why We Created Everything Retirement®
We both came to understand a truth many people feel but struggle to name:
Most retirement planning focuses on money alone — but retirement itself is about life.
People are rarely taught how to:
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Redefine purpose and identity
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Stay emotionally and physically well
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Build community and meaningful routines
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Navigate lifestyle decisions with confidence
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Feel secure — not anxious — about the future
That's why Everything Retirement® was created to be more than just a book.
A Holistic Approach to Retirement Today
We believe a fulfilling retirement rests on six essential pillars:
✔️ Early & Thoughtful Planning — financial and lifestyle
✔️ Financial Confidence — clarity, not fear
✔️ Proactive Health & Wellness — body, mind, and access to care
✔️ Purpose & Meaning — staying engaged and relevant
✔️ Active & Connected Living — relationships, hobbies, community
✔️ A Positive Outlook — embracing change with intention
This philosophy is the foundation of everything we offer.
How We Support You
Ready to Begin?
🟡 Explore the Book, Course & Community
🟡 Click on the images below to start Designing Your Next Chapter
📘 The Book
Everything Retirement: A Holistic Approach to Your Future
A practical, reassuring guide filled with real-world insight, expert guidance, and hands-on worksheets to help you bring your retirement plan to life.
🎓 Retirement Readiness Check
Design Your Next Chapter helps you understand your current stage of readiness and highlights practical next steps to plan a meaningful, well-rounded retirement — beyond finances alone.
🎓 The Mini Bundle
The Everything Retirement Mini Bundle is your gateway to holistic retirement planning, offering guided learning, practical tools, and community support. Tailored for those early in retirement planning or seeking a structured starting point beyond financial advice. The Mini Bundle provides structure to begin confidently and access ongoing support as your needs evolve. Plan smarter, live better, and embark on your retirement journey with assurance.
🤝 The Bundle
Get the complete system to design your next chapter with clarity and intention - eBook, Master Class, Community & Holistic Retirement Planning Toolkit